B2BFinance — Smart Application

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Step 1 of 10 Get started

Let's get your finance moving.

Takes about 8 minutes. I review every application personally and come back within 24 hours.

Your full name

Need your name to get started.

Please add a valid email.

Mobile / WhatsApp

Need a number to reach you.

How did you hear about us? — optional but helpful

What kind of finance do you need?

🏠 Buy-to-Let mortgageResidential rental property 🏢 Commercial mortgageBusiness premises or commercial investment ⚡ Bridging loanShort-term, fast finance 🔨 Development financeBuild, refurb or convert 📦 Asset financeEquipment, vehicles, machinery 🤔 Not sure — help me figure it outThat's fine, we'll work it out together

Pick one to continue.

Tell me about the property.

Don't have everything? Put TBC and we'll fill the gaps later.

Full property address (or area if not chosen)

Property type

Tenure

Years remaining on lease

Ground rent (£/yr)

Service charge (£/yr)

Construction

Ex-Local Authority?

Purchase or remortgage?

A few transaction-specific bits.

Transaction type

🛒 Purchase 🔁 Remortgage 📈 Capital raise

Method of purchase

Original purchase date

Original price (£)

Current lender

Current mortgage balance (£)

Let's talk numbers.

Rough figures are fine — we'll refine together. Type any two and I'll work out the third.

Property value (£)

Loan required (£)

LTV (%)

Expected monthly rent (£) — or current rent if remortgage

Brief project description (development finance)

About the deposit.

Where the money's coming from helps with lender placement.

Total deposit available (£)

Source of deposit

Is any portion of the deposit a gift?

No Yes

🎁

Gifted deposit noted We'll need a Gifted Deposit Letter from the giver, plus 3 months of their bank statements showing the source. Don't worry — I'll send you a template.

Proof of funds — paper trail

Who's applying?

Personal name, or through a limited company / SPV?

👤 Personal name 🏛️ SPV / Ltd Co

Company details

Company name

Company number

SIC code (if known)

Do you have a business bank account?

Yes No

🚨

Business bank account required Most BTL lenders won't accept SPV applications without a business bank account. Revolut Business opens in minutes (free starter tier). Open a Revolut Business account →

About you (Applicant 1).

The detail lenders need for the application.

Personal

Title

Date of birth

First name

Middle name (if any)

Last name

Nationality

Marital status

NI number

Dependants

Retirement age

Employment

Employment status

Gross annual income (£)

Years of accounts

Current address

Postcode

Residential status

Moved in (month/year)

Previous address (required if at current address < 3 years)

Is there an Applicant 2?

Joint applications, business partner, spouse — anyone applying with you.

Add a second applicant?

No Yes

Applicant 2 details

Title

Date of birth

First name

Last name

Phone

NI number

Gross annual income (£)

If Applicant 2 has different address history, credit issues, or complicated employment, just mention it in the notes at the end — I'll follow up.

Credit health & solicitor.

Be honest — adverse credit rarely kills a deal, but surprises do.

Credit

Refused a mortgage in the last 5 years?

No Yes

Any adverse credit? (missed payments, CCJ, default, IVA, bankruptcy)

No Yes

What and when?

Most things can be placed — a sentence or two helps me route you to the right lender immediately.

Solicitor

Do you have a solicitor lined up?

Yes No — get me a quote

⚖️

Lender panel check Just a heads-up — your solicitor must be on your eventual lender's approved panel. If they're not, it adds time and cost. I can verify panel status once we've shortlisted a lender.

Your experience.

Landlord history helps lenders assess risk — and lets us route you to landlord-friendly products.

Do you own your own residential home?

Yes No

Do you already own any BTL properties?

No Yes

When did you buy your first BTL?

Total BTLs currently owned

🌱

First-time landlord flagged You've owned your first BTL for less than 12 months — some lenders restrict to experienced landlords only. I'll filter your panel accordingly.

📋

Portfolio landlord status With 4+ BTLs, you're a portfolio landlord for PRA purposes. We'll need a full portfolio schedule (the table below) and lenders will stress-test the whole portfolio.

Portfolio schedule

Add each existing BTL property below. You can roughly estimate — I'll send a spreadsheet template afterwards to firm it up.

Almost there.

Final review and we're done.

How soon do you plan to proceed?

Anything else I should know? (optional but useful)

Broker fee summary

£495

Standard application fee. Payable on offer (not on application).

📞 If you'd rather chat first, WhatsApp Jodie on +44 7951 511616 or book a 15-min call.

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Got it — thank you.

Your application is with me. I'll review it tonight and come back to you within 24 hours with next steps and an indicative quote.

If anything urgent comes up in the meantime, WhatsApp me directly.

💬 WhatsApp 📅 Book a call

— Jodie · B2BFinance.com