Find the right type of mortgage
Remortgaging is when you change the mortgage you have on your property. You could save money either by switching your mortgage to another lender, or by switching to a different deal with your existing lender.
Buy-to-let mortgages are for when you buy a property to rent out, and for when you’re planning to remortgage a property you already rent out.
Home purchase mortgages are for when you’ve already got a mortgage but are looking to move to a new home. You could get a great rate by switching to a new deal.
Help to Buy
Help to Buy is a government scheme to help first-time buyers struggling to save a deposit, and home owners who have limited equity. Find out how it works in our Help to buy guide.
First time buyer
Many banks and building societies have specific deals for first-time buyers which can include incentives like cashback, low fees, or a contribution towards legal costs.
Looking for mortgage advice?
You can get free mortgage advice, including deals from the whole of market, from broker London & Country. Call free from your landline or mobile on 0800 170 1943 seven days a week.
What does the cut in interest rates mean for your mortgage?
The Bank of England has cut interest rates for the first time in seven years. This could mean that your monthly mortgage payments will change. If you’re confused about what you should do next, help is at hand.
Our simple and straightforward base rate calculator will help you work out how much your mortgage payments are likely to be affected.
We’ll also show you what things you should consider, so you can make sure you’re still getting the best deal on your mortgage.